About Mortgage Loans Colorado | Todd Rubick Apply Now

About Mortgage Loans Colorado | Lendem Financial & Company

About Todd Rubick and Why his team can help you get the best mortgage loan for you!

Trust our professionals to find the mortgage loan that best fits your desires. Less paperwork and more client interaction means you enter a stress-free zone from the application to the final decision.

Our mortgage professionals provide you the personal courtesy you deserve and treat you with respect as our valued customer.

We understand that you are making a pledge in purchasing a home, refinancing and mortgage or cashing out your home equity.

Our obligation is to help you qualify, apply and be accepted for the right mortgage loan. Take advantage our convenient application for your loan now.

We make the process simple and will help you qualify!


  • What Home Can I Afford?
  • What Would You Qualify For?
  • Your Mortgage Payment
  • How do VA Loans work?

We understand what it takes to be an effective lender. Since the start of our operation, our commitment to surpass your expectations and guarantee your satisfaction has made us who we are today.

From start to finish in the loan process, our team delivers nothing except incomparable service to our most valued possessions - our customers.

Competition is Severe

We realize that the loan industry can be a brutally competitive market. We also believe that there is more to home financing than merely securing the lowest interest rate.

That’s why we ask a lot of questions and take time to attend to your answers regarding your overall financial picture.

We want to offer you the finest opportunity to reach your financial goals, whether it's buying your first home, consolidating debt, or preparing for retirement.

Your Trusted Advisor

Funding your loan is just the start of our relationship. We want you as a lifetime customer, not just a one-time deal. We will continue to monitor interest rates and let you recognize when opportunities arise to advance your current situation.

The Lendem Financial Difference

Lendem Financial strives to be an expert in the mortgage lending industry. This is where we focus all our energy and passion. We believe our Mission, Vision and Values set us apart. We dedicate ourselves to our customers and partner with others who share our passion for serving our shared customer’s needs.


Through our exceptional service and effective use of tailored financial tools, we will help our customers achieve their dreams.


Lendem Financial & Company will become an industry leader in lending by providing every customer with an exceptional experience.


  • Treat others the way we want to be treated.
  • Act with absolute honesty and integrity in every action we take.
  • Only promise what we intend to deliver.
  • Deliver what we promise.
  • Build mutually beneficial relationships. One-sided relationships do not endure.
  • Our imagination, determination and dedication are essential to growth.
  • Simplify and improve our processes continuously.

About Mortgage Loans Colorado | Lendem Financial & Company

Questions about Lendem Financial mortgage loan options? Why you should think about using a mortgage broker vs a bank? Using a Mortgage Loan Officer that has access to all sources of lending institutiuons helps people get the best loan for their situation and offers all options on the market vs the programs at one bank. Call Todd Rubick of Lendem Financial and tell him why the bank said no... If your tax returns do not show your true income, or credit is less than perfect... Full service all source lending strategies will be offered for those that need them.